/* Radar do Crédito — landing. Estética inspirada no design system do VBZ
   (Plus Jakarta Sans, hero escuro com glow, pills, radius generoso, cards com
   hover-lift, CTA band em gradiente), em paleta dourada/âmbar. */

:root {
  --radius: 16px;

  --bg: #fffdf5;            /* warm white */
  --fg: #1c1917;            /* warm near-black (texto + hero + footer) */
  --card: #ffffff;
  --muted: #7c736b;        /* warm gray */
  --border: #ece7dc;       /* warm light border */
  --surface: #faf6ec;      /* warm surface */
  --surface-soft: #f4ecd9; /* warm soft */

  --accent: #f59e0b;       /* amber 500 — dourado primário */
  --accent-dark: #b45309;  /* amber 700 — hover / texto sobre claro */
  --accent-glow: #fbbf24;  /* amber 400 — destaque no escuro */
  --accent-soft: #fef3c7;  /* amber 100 — fundo dos ícones */

  --font: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, sans-serif;
  --shadow-card: 0 10px 34px -14px rgba(28, 25, 23, 0.18);
  --shadow-glow: 0 22px 60px -20px rgba(245, 158, 11, 0.5);
  --gradient-hero: linear-gradient(135deg, #201b16 0%, #33281a 100%);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: var(--font);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4 { margin: 0; font-weight: 800; letter-spacing: -0.02em; line-height: 1.1; }
p { margin: 0; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }
.container { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* ── Header ─────────────────────────────────────────────── */
.navbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 253, 245, 0.82);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--border);
}
.navbar-inner {
  max-width: 1120px; margin: 0 auto; padding: 0 24px;
  height: 66px; display: flex; align-items: center; justify-content: space-between;
}
.logo { font-weight: 800; font-size: 21px; letter-spacing: -0.03em; color: var(--fg); }
.logo .dot { color: var(--accent); }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { font-size: 15px; font-weight: 600; color: var(--muted); transition: color .15s; }
.nav-links a:hover { color: var(--fg); }
.nav-cta {
  padding: 10px 20px; border-radius: 999px;
  background: var(--fg); color: #fff !important; font-weight: 700; font-size: 15px;
  transition: opacity .15s;
}
.nav-cta:hover { opacity: .88; }

/* ── Buttons (pills) ────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 26px; border-radius: 999px;
  font-weight: 700; font-size: 16px; font-family: var(--font);
  border: none; cursor: pointer; transition: all .2s ease;
}
.btn-primary { background: var(--accent); color: #1c1917; }
.btn-primary:hover { box-shadow: var(--shadow-glow); transform: translateY(-1px); }
.btn-ghost {
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.24);
  color: #fff;
}
.btn-ghost:hover { background: rgba(255, 255, 255, 0.18); }

/* ── Hero (dark + glow) ─────────────────────────────────── */
/* padding:0 anula o `section{padding:88px 0}` — o hero é um <section>, então
   sem isso o espaçamento dobrava (88px do section + 84px do container = vão). */
.hero { position: relative; overflow: hidden; background: var(--fg); color: #fff; padding: 0; }
.hero::before {
  content: ''; position: absolute; inset: 0; pointer-events: none; opacity: .9;
  background:
    radial-gradient(circle at 16% 24%, rgba(251, 191, 36, 0.28), transparent 46%),
    radial-gradient(circle at 84% 70%, rgba(245, 158, 11, 0.22), transparent 48%);
}
.hero .container { position: relative; padding-top: 48px; padding-bottom: 72px; }
.badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 6px 14px; border-radius: 999px;
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.22);
  font-size: 13px; font-weight: 600; color: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(4px);
}
.badge .pulse { width: 8px; height: 8px; border-radius: 999px; background: var(--accent-glow); animation: pulse 2s infinite; }
@keyframes pulse { 0%, 100% { opacity: 1; } 50% { opacity: .35; } }
.hero h1 { margin-top: 26px; font-size: clamp(38px, 6vw, 70px); max-width: 920px; }
.hero h1 .accent { color: var(--accent-glow); }
.hero .sub { margin-top: 22px; font-size: clamp(17px, 2.2vw, 21px); color: rgba(255, 255, 255, 0.84); max-width: 660px; }
.hero-cta { margin-top: 34px; display: flex; flex-wrap: wrap; gap: 12px; }
.hero .meta { margin-top: 22px; font-size: 14px; color: rgba(255, 255, 255, 0.6); }

/* stats grid inside hero */
.stats {
  margin-top: 68px; display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1px; background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.16); border-radius: 20px;
  overflow: hidden; box-shadow: var(--shadow-card);
}
.stat { background: rgba(28, 25, 23, 0.55); backdrop-filter: blur(4px); padding: 24px; }
.stat .num { font-size: clamp(24px, 3vw, 34px); font-weight: 800; color: var(--accent-glow); line-height: 1.1; }
.stat .lbl { font-size: 14px; color: rgba(255, 255, 255, 0.9); margin-top: 5px; }

/* ── Sections ───────────────────────────────────────────── */
section { padding: 88px 0; }
.section-alt { background: var(--surface); }
.eyebrow { font-size: 13px; font-weight: 700; color: var(--accent-dark); text-transform: uppercase; letter-spacing: .09em; }
.section-title { margin-bottom: 44px; }
.section-title h2 { font-size: clamp(30px, 4.5vw, 46px); margin-top: 10px; max-width: 640px; }
.lead { color: var(--muted); font-size: 17px; margin-top: 10px; max-width: 540px; }

/* ── Cards ──────────────────────────────────────────────── */
.grid { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 20px; padding: 28px; transition: all .2s ease;
}
.card:hover { border-color: var(--accent); transform: translateY(-4px); box-shadow: var(--shadow-card); }
.card .ico {
  width: 48px; height: 48px; border-radius: 14px;
  background: var(--accent-soft); color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 18px;
}
.card h3 { font-size: 19px; font-weight: 700; margin-bottom: 8px; }
.card p { color: var(--muted); font-size: 15px; line-height: 1.6; }
.card .step-n { font-size: 13px; font-weight: 800; color: var(--accent-dark); letter-spacing: .05em; }

/* ── FAQ (accordion) ────────────────────────────────────── */
.faq { max-width: 780px; }
.faq-item {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 16px; margin-bottom: 12px; padding: 2px 22px;
}
.faq-item summary {
  cursor: pointer; list-style: none; padding: 18px 0;
  font-weight: 700; font-size: 16px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: '+'; color: var(--accent-dark); font-size: 24px; font-weight: 400; line-height: 1; }
.faq-item[open] summary::after { content: '–'; }
.faq-item p { color: var(--muted); font-size: 15px; line-height: 1.65; padding-bottom: 18px; }
.faq-item a { color: var(--accent-dark); font-weight: 600; }
/* FAQ centralizado (título + accordion) */
#faq .section-title { text-align: center; }
#faq .section-title h2 { margin-left: auto; margin-right: auto; }
#faq .faq { margin-left: auto; margin-right: auto; }

/* ── CTA band ───────────────────────────────────────────── */
.cta-band { padding: 0 24px 96px; }
.cta-band-inner {
  max-width: 960px; margin: 0 auto; position: relative; overflow: hidden;
  border-radius: 40px; padding: 72px 40px; text-align: center; color: #fff;
  background: var(--gradient-hero);
}
.cta-band-inner::before {
  content: ''; position: absolute; inset: 0; opacity: .5;
  background: radial-gradient(circle at 30% 18%, rgba(251, 191, 36, 0.4), transparent 52%);
}
.cta-band-inner > * { position: relative; }
.cta-band h2 { font-size: clamp(30px, 5vw, 52px); max-width: 640px; margin: 0 auto; }
.cta-band .accent { color: var(--accent-glow); }
.cta-band p { margin-top: 16px; color: rgba(255, 255, 255, 0.72); max-width: 480px; margin-left: auto; margin-right: auto; }
.cta-band .btn { margin-top: 30px; }

/* ── Footer (dark) ──────────────────────────────────────── */
.footer { background: var(--fg); color: rgba(255, 255, 255, 0.62); padding: 72px 0 40px; }
.footer-inner { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.footer-cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer .logo { color: #fff; font-size: 21px; }
.footer h4 { color: #fff; font-size: 15px; font-weight: 700; margin-bottom: 14px; }
.footer-cols a { display: block; color: rgba(255, 255, 255, 0.62); font-size: 14px; margin-bottom: 10px; transition: color .15s; }
.footer-cols a:hover { color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1); padding-top: 24px;
  display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px;
  font-size: 13px; color: rgba(255, 255, 255, 0.45);
}

/* ── Responsive ─────────────────────────────────────────── */
@media (max-width: 860px) {
  .nav-links { gap: 16px; }
  .nav-links a:not(.nav-cta) { display: none; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); margin-top: 48px; }
  .footer-cols { grid-template-columns: 1fr 1fr; gap: 28px; }
  section { padding: 64px 0; }
}
@media (max-width: 520px) {
  .stats { grid-template-columns: 1fr 1fr; }
  .footer-cols { grid-template-columns: 1fr; }
  .cta-band-inner { padding: 48px 24px; border-radius: 28px; }
}